| Front Cover Page | 1 |
| Contents | 2 |
| Corporate Profile | 3 |
| Group Structure | 4 |
| Corporate Information | 6 |
| Financial Highlights | 7 |
| Chairman’s Message | 10 |
| CEO’s Message | 12 |
| Board of Directors | 16 |
| Senior Management | 20 |
| Corporate Governance Statements | 22 |
| Financial Statements | 36 |
| Notice of Annual General Meeting | 142 |
| Proxy Form | 147 |
| Back Cover Page | 149 |